Since 1956, Your Home, Our Legacy.
What California's Wildfire Code Means for Your Home.
A four-page guide to California's wildfire building standard, what it means for your insurance, and what to do next. From the Owens family, who have been doing fire-zone work in Northern California since 1956.
Why This Matters for Your Home
Chapter 7A sets minimum material standards for homes in California's designated fire hazard zones: siding, windows, vents, eaves, and decking since 2008.
Insurance carriers have been using it to evaluate risk ever since. If your home's exterior does not meet current standards, that gap shows up in your risk score. It affects what you pay, what coverage you can get, and what happens at renewal.
What's Inside:
This guide gets you ahead of it.
- How to confirm your zone designation in two minutes
- Which materials pass compliance testing and which do not
- The insurance discount California law requires your carrier to offer you
- What fire-resistant construction actually does, and what it does not, from contractors who have seen both outcomes
- A four-step sequence for figuring out where your home stands
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The Owens family has been renovatin homes since 1956. We wrote this guide because homeowners who understand the code make better decisions, whether you hire 3 Generations or anyone else.
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